>bitcoin
>privacy
You meant to type Monero right?

>>4245
invest 10% of it in bonds and the rest in voo. lowest mgmt fees of all the s&p500 tickers.

>>4245
Any time you get any large sum of money, you need to invest in something that is stable. So long as it is stable and pays out faster/higher than the amount you'd lose from inflation. That money is leverage, and that leverage is what you can use to either make your life better (invest it in tools that make earning money easier), or worse (waste it on dogshit like a home gym, sports cars or drugs)

>>4333
>invest in bonds
bonds earn and pay out less than the amount shown via the Real Inflation Rate of ~4.5% (calculated by comparing prices from gas, products made directly from raw resources (furniture), basic food dishes with low overhead (fast food, etc), etc)

>>4347
>I know in California you often see Mexicans hanging out around Home Depots and certain gas stations waiting for work in fields and other places
Is it really like that? I assumed it to be an urban myth.

>>4347
Your better off enlisting in the military in a field that you can work overseas, then leaving the USA.

Housing prices are never going down, it's over.

>>4352
in some regards, it really is like that. They're cheap, but despite the meme, they're terrible workers. They will fuck your shit up, sometimes steal crap, etc. The entire industry has adapted to using these people for labor because they're cheap, but this only just means that there are no entry positions for anyone who isn't illegal, and it has done a lot to ensure the enshittification of a lot of different sectors of several industries.

It's the same way with H1B's as well, for similar reasons

>>4344
Definitely this.

>>4342
Get a job, start budgeting and cut out all unneccesary spending and invest consistently in index funds, gold and btc

>>4342
Never gamble anything that you can't afford to lose.

Cheapest? No dentist then. Here is your cheap route to dental health:

Buy hydrogen peroxide, baking soda, and a big tub of coconut oil. Cook and eat with the coconut oil, but make sure to swish with it at least ten minutes a day. I recommend swishing with hydrogen peroxide first for over a minute. It's up to you it you want to dilute it with water as directed. Brush your teeth with a coconut oil paste of baking soda.

Buy an immersion blender, and blend your food.

>>3925
I'am a chemist, and I sponsor this advice.

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>>3518
Unironically drive to the closest Mexican border town. That's one reason there's so many snowbirds in Arizona. Yuma to be specific. Cheap meds, cheap vets, cheap docs, cheap dentistry.

Case study two: asset management

Recent migrant has no household items, no clothes, they don't actually have enough money to buy all these things. They attempt to become a normal functional member of society by stealing an entire household worth of sundry items.
They burgle houses, ransack one store after another, very common they will loot a store then "dump" the items in their own community, it's often communal theft.

So what that might look like is a displaced person/migrant trying to steal and entire rack of T-shirts.
Nobody needs 100 of the same shirt, nor do they really have any resale value- but they have barter value. so the next week every immigrant from that suburb will be wearing the same shirts and the thief will barter one household item off each of them.

Problem: asset management
The thief has 100 identical shirts, which everyone will assume are stolen, will have 99 at the point they try to dispose of the first because, these items have so little resale value they are hard to wash. This migrant will be caught with the actual items, often wearing items stolen from 6 different stores.
I arrest this person the second I see them; because they're about to steal $200 worth of a single item and try to sprint out the door and down the road like a wilderbeast. And I just assume police will arrest them for possessing stolen property from previous thefts.

Solution:
Steal things, deal in stolen things, buy stolen things- but not all at once. Don't swap one stolen thing for another, don't wear stolen clothes while stealing clothes. Have a plan to dump the assets. It's not uncommon I just walk up to these people's cars and can visually observe a car full of stolen items before they even come into the store

Case study three: risk assessment

A professional thief relies on income from theft, but doesn't need revenue straight away, has a garage full of stolen items on someone else's land, nothing in their house is stolen, they aren't on bail.

But one week they miss-judge the risk, pick the wrong mark, and suffer a loss they can't recover from.

Mom and pop have no store camera, the store isn't easier to steal from, there's a risk they could be beaten up. pop just punches the thief in the face and they run away with a black eye. for most thieves this wouldn't be a problem, but for a pro it means they are visually identified entering every store they want to inspect, so they might be suspected at 30 different stores for every single store they actually steal from. Long term, being so broadly suspected of being a thief is something they can't recover from.

Someone resorts to stealing meat from a supermarket on and off when they lose shifts at their job. The supermarket doesn't press legal charges for individual items stolen especially if the thief is making ordinary purchases as well. They earn more from the thief than they lose from the theft.
The thief steals from a private butcher, thinking it's just the same meat, which it is.
But the private butcher is part of a merchants association which has a private legal fund, and presses charges with association money, so the thief gets a criminal record over $10 of sausages and looses their job.

They didn't asses the nature of the risk correctly.
There's no moral here, this is basically how 90% of the thieves get caught.
walk into a store wearing items stolen from a different store, get beaten up and subsequently marked, cop a charge and have to post bail then caught again while on bail.
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Smart strategies: Things that make our lives hard.
You might wonder why I'd just tel you this, it's because there's no structural reason for me to protect retailer I don't work for. If they don't hire me, theft is their problem not mine. Morally? story for another day.

1. Duplicate Item theft.
This is when you buy something, and steal the same item at the same time. So you might scan only one of two items on the self check out, or carry out the same shirt in a different size. on CCTV it becomes hard to prove which item you were carrying, and at what time, and to separate you from other shoppers.
If you put two chocolate bars in your pocket, pay for one, I don't have shit on CCTV. you would just say it's footage of you picking up the item you paid for. even if you were eating the chocolate bar in front of me and produced the wrapper, I cant prove how many you've got stuffed in your chipmunk face.
2. shelving.
I can't sexually assault someone in the course of a search, so if you can shove a stolen item into your anus, it's yours. I'm just not paid enough, neither are cops. I cant remove someones underwear, even if I see a phone charger in your underwear I can't photograph that, or remove that. This is why the bathroom is the epicenter of petty theft.
3. FAST theft
Stealing volumetric products rather than consumer items. petrol, oil, individual slices of bread, single batteries, one CD from a set.
This is so stupid, but we don't barcode the bread itself, the mince meat itself. If you just pull a fistfull of mince meat from a pack and put it in a plastic bag I can't prove it was even our mince meat, or how many slices of bread the bag had in it to begin with. when you see this its like...jesus christ, fml, this nigger stealing individual slices of bread from 6 different bags.
4. change ups.
Yes, still works in 2025. registers are designed so clerks can't go backwards in the process to add extra items but if someone receives cash in their hand, as a rule you can change them up. It's a punk move because you're always on CCTV and can only claim you did it by mistake if you aren't on CCTV in 20 different places trying it. But thieves move around a lot, they will still do it especially if they aren't store thieves.
5. mobbing
When you get more thieves into a single store than the store has employees. 20 kids come in at once and just start throwing items between each other. people who exchange items in their carts with other shoppers.
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Slow & steady wins

>>3746
A word of caution! I wouldn't trust something something by Kiyosaki. The guy is a get rich quick scheme con-man, not a real investor. His books are pure fiction, he got rich off his wife.

"He founded the Rich Dad Company, which provides personal finance and business education through books and videos, and Rich Global LLC, which filed for bankruptcy in 2012.[1]

Kiyosaki was sued in a class action suit filed by attendees of his seminars,[2][3] and is the subject of investigative documentaries by the CBC,[4] WTAE-TV[5] and CBS News.[6] In January 2024, Kiyosaki stated that he was more than $1 billion in debt.[7][8] " - wiki

Buy real estate.

Americans are all Satanists now.

Americans don't care if stealing is legal, but Americans lose their minds if a church feeds the homeless.

>>1793
Did you ever find out?

>>1793
How viable is it to counterfeit money used by a different country?