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/jew/ - Thrifty Living

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Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 [Reply] [First 100 posts] [Last 50 posts] Stickied
387

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

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Modern Mom 26/03/09(Mon)02:14 No. 4643

>>4634
>What trade was it?
PBX installer. everyone is buying IP now instead. there's still telco careers and a majority of the job is residential and trash.




Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 [Reply] Stickied
1

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.


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Modern Mom 24/07/15(Mon)13:52 No. 4046

>>3957
Found the Chinese random phrase spambot.




Modern Mom 16/04/01(Fri)09:09 No. 2819 [Reply]
2819

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I gave up work in a warehouse, because they were moving further from where I live. The commute would be just ridiculous, and the expenses - double, if not tripple! Being a drone is not OK in my book.
So I have a choice now - mooch off of girlfriends parents I live with OR take a part time job, as a "sanitary technician" in a local police station.
I want to know your opinion, everything really. Until this day it never occurred to me, that I would also have to clean shitters (which I'm quite fine with, and proficient, also). So lets hear it! Any cleaners here, part time workers or both?


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Modern Mom 23/02/19(Sun)12:58 No. 3790

>>3789
You're about seven years late lol.

I wonder which option OP chose. Do you think he's somewhere cleaning shitters as we speak?


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Modern Mom 23/10/25(Wed)16:20 No. 3915

I work a lot now, and honestly all I want to do in my free time is literally nothing. Although not so long ago I discovered the new indie games FNF https://fnfmod.online/ . There are also a lot of additional mods. Perhaps if you don't know anything about this, you should check out more information on the site.


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Modern Mom 26/03/29(Sun)23:21 No. 4662

>>3915
have you discovered your cuck fantasies anon?




Modern Mom 25/08/20(Wed)08:31 No. 4461 [Reply]
4461

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So due to getting a licence in my state needs a fucking thousand proofs of residency(seriously fucking 3 paper and a pdf emailed to them wasnt enough) i cannot really get a non at home job right now, where the hell do i find degree free at home jobs? i look all over but non to apply to.


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Modern Mom 26/02/11(Wed)06:49 No. 4619

>>4461
Damn on my state I just tell them where I live and they take my word for it


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Modern Mom 26/03/20(Fri)02:21 No. 4655

>>4461
>checking account balance statement dated within 30-90 days
>savings account balance statement dated within 30-90 days
>fake rental agreement you signed with your left hand
>insurance card/binder
>school transcripts/enrollment
>passport
anything I missed?
you can't get a 1099?




Post-grad existential crisis workshop Modern Mom 21/08/09(Mon)15:13 No. 3537 [Reply]
3537

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I'm a musician going into my last year of grad school. Long story short, my parents have paid for everything up until this point and aggressively kept me from making my own money. Now they've let me know that they can't support me once I've graduated, and that my options are to either come home and work from there or come up with something on my own.

I'd actually kill myself if I was stuck at home, not to mention that home is hours away from any major city and any serious players that I'd want to work with. The last time we spoke, I told my parents that I plan to move to Philadelphia instead of coming home. It took a lot of butting heads, and they were pretty disparaging of the idea, but they finally accepted it and told me to come up with a plan of action.

I've been seriously stressing for the past few days, but then I remembered those crafty /jew/s whose posts I read when I was younger. If any of you veterans are still around, I'd love some help in workshopping a strategy. Basically, the objective is moving into Philly affordably and keeping myself afloat long enough to start putting together income in my actual line of work. Below are a few extremely general points, if you guys have some more specific ideas of options for each of these I'd be very appreciative.


THE PLAN:
>Move to Philadelphia
I've only started looking into available apartments/townhouses/houses in the area, but I know I'll need something that's under 1000 per month. If I can find something in the 700-900 range, I doubt that even a poor shmuck like me can fuck it up. Preference will be taken toward townhouses or houses, I don't think an apartment in that price range will have enough space for my instrument and the rest of my life.

>Get a job
This is where I could use a lot of advice. What kinds of "real" jobs could keep someone alive in that range of rent? I'm sure whatever I'm renting will be more expensive than that base number too, once utilities come into play. Ideally this would be some kind of day-oriented job with relatively flexible hours, so that I could still be free for evening/night rehearsals, jams, gigs etc. I'm very interested in bike delivery, although I know it'd be miserable with Philly's shitty roads. Manual labor also seems interesting, but I don't know what the pay's like.

>Hustle
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Modern Mom 26/03/15(Sun)15:44 No. 4650
4650

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>>4635
OP blowing through again. If I can offer you any advice at all:

If you play the right kinds of music and/or can teach, there are a lot of ways to make some money in music other than specifically touring. Really dig into what's going on in the city you're moving to, see what kinds of music gets booked where, both in public venues and for private events. I have no clue what sort of musician you are but if your instrument has a place in any kind of social/event setting and you're not a total asshole, you can find a niche in your city as a working musician and at least make enough to keep surviving.

>I really am not willing to do even an iota of compromise in terms of what I actually want to do vs what would be the least bit commercially successful.
The faster you smash this mindset into tiny pieces with a hammer, the better. I have a friend from grad school who's really stuck to this in the years since we graduated, and he's hands-down doing the worst now out of any of my closest school friends. Me and another one of my friends who ended up in the same city have done very alright so far because we both genuinely enjoy being chameleons and can play a lot of different kinds of more "commercial" music on top of what we're more specialized in.

I really can't stress that enough, actually. I think that is one of the biggest hurdles for young retards to get over, and the reason why X or Y musician can be a total genius and still be stuck working in a Starbucks. Playing other kinds of music besides whatever it is you personally like the most is *not* some great sacrifice of your artistic integrity, it just makes you more well-rounded, busier and less poor. Being able to make music that actually gets you paid gives you the financial freedom to do your own weirder projects for less money/for free.

I think the way college is set up, it bakes this thought into our heads that if we're not doing THE thing--whatever one specific thing we've decided we identify with--we've failed or compromised or sold out, or something. But if you can find even a fraction of the personal enjoyment you have in your own music in some more "commercially successful" kinds of it, you'll be so much better off.

This is heavily biased by my own experiences going through all this so far, though. I do also have plenty of peers who are big into avant garde stuff that just work regular jobs and do only their own music, on their own time, for not much money. That is also a very valid way to go about it, if you REALLY don't want to do anything besides your own specific work. My one friend from school who has been living like that for a while seems pretty close to killing himself though, so take that as you will.

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Modern Mom 26/03/16(Mon)17:22 No. 4651

>>4650
>College teaches us to be commercially unviable
Maan, I've been to college. That is not what it does.
The fact I'd rather die poor than live your life is entirely my own creation lol


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Modern Mom 26/03/16(Mon)20:37 No. 4652

>>4651
This




How I lived Homeless for 4 years 17/09/18(Mon)23:41 No. 3083 [Reply]
3083

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FIRST OFF choose your place to live carefully. This isn't just where to sleep but the city or town to live in.

Find a city or township that has buses. Ride um for a while and see if you can hide some where near by. This can mean an old abandoned building or the forest. I've had bad luck in buildings. It's easy to come home and find your shit gone or someone having stolen your spot.

Honestly the woods are the best. Find a big tree. Hide a rope ladder and it's just like having a tree house. This guy has a great guide on how to make a simple sleeping hut. https://www.youtube.com/watch?v=wQe8N--CpB0 Don't build anything visible or complex. You want something you can lay down at night and sleep. Hide it well.

SECOND, never leave your shit laying around. You'll loose it. Carry it with you. When i was begging for money and sucking cock for food money i had one bag. In it was a change of cloths and my tablet. That was it.

MAKING MONEY. This is up to you. Farmers pay okay for a hard day of work under the table. You can beg too and this will make you the most money. You can also sell your self but keep in mind you're gross and smell like shit. And the people that fuck homeless people arn't gonna be the cleanest. Avoid STD by offering blow jobs only. I'm an ugly guy and I was getting 10-20$ a blowjob. Not something I look back on with pride but it feed me those nights.

TECHNOLOGY! Get a cell or tablet. Ask to look at lost and founds. Ask if they found any cell phones or tablets when asked to describe it tell um "Uhh well it was black..." That's how i got my shit acer tablet. Enough to get free wifi in hotspots.

FOOD. Taco bell and mcdonalds are expensive. You wanna keep sucking cock for 10-20$ a pop for the rest of your life? NO! Fucking save your money. There is free food out their. Look up survival and eating off the land guides. Lot of places you can eat fucking weeds. And if your built your sleeping base there your set.

Churches and bazaars or what have you give out free food some times. This is when you use that phone or tablet to join facebook groups. Hell add homeless buddies to message apps.
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Modern Mom 22/08/22(Mon)16:09 No. 3721

With respect someone who stayed homeless for that long must either have done so due to personal preference, drug abuse or disability.

There is a significant difference between an itinerant laborer and a homeless person.
You can work for accommodation and food, the accommodation could be a farmer allowing you to sleep in a barn or set up a tent as this costs them nothing.
Itinerant workers often carry tools if only for show, tell everyone they are passing through on the way to somewhere else and are looking for work.
Lumber yards, brick yards, cement pouring yards- these places have little that can be stolen, the workers are tough to begin with and they may find the prospect of overnight security appealing.

You may find work at night as a concierge in a small hotel/ whore house, you will actually earn decent pay, use the hotels laundry facilities and sleep during the day which is a great deal safer.
Nobody ever wakes up someone in uniform, it's universally assumed that you're just overworked and "I work nights" is a legitimate excuse for falling sleep anywhere.

Many people take jobs that involve travel and so will get accommodation vouchers. Truck drivers, stewards, marine work, primary industry work, cattle, even traveling salesmen.

I would look at jobs that already force people to stay away from home before a non traditional income like pan handling.

Many people do some kind of performing art, huge variety. My favorite are musicians who carry a mouth acordian because these are inexpensive and lightweight.
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Modern Mom 22/08/22(Mon)16:48 No. 3722

On shoe repair:
This is a very specific issue which actually warrants some coverage.

You can get shoes from thrift shops, begging outside a shoe store can quickly get you a cheap pair of shoes from a guilty shopper.
Shoes are often stolen from stores, but anything you can think of store security have seen a hundred times before. I'm not going to tell you how to shop lift but bear in mind security will be far harder on someone who's not a customer than a customer who also steals.

I generally recommend putting cardboard insoles in your shoes immediately, because you can discard an infinite number of cardboard insoles but washing cheap shoes often damaged them.

To sew shoes there's a very specific techniques.
>rejoining the sole to the top
You need two strips of pliable plastic, ideally thicker than a zip lock bag but thinner than a plastic water bottle- either however is better than nothing.
You will need strong thread, thin wire, or plastic cord.
Electrical cables from junk electronics are perfect, if you split them they are full of these tiny copper wires.
You will need a punch,not a knife. Make one out of a sharpened piece of wire from a fence- finally barbed wire does you a favor.

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Modern Mom 26/03/15(Sun)07:54 No. 4649

Getting off the street can be difficult and is not something to think lightly about. I've been homeless about 7 different times since age 11 or so. It doesn't really get any easier each time, neither, and thankfully I haven't had to sleep outside or in my car, but I did sleep under my desk at my first job for about 2 months, and got some weird looks for it. Really, anything is doable if you can get a shower and clean your clothes.
Not having a permanent address is a pain in the ass, but you can feasibly use the address of an abandoned house or something, though I haven't tried doing that before, and it meant for me having to use a family member's address. At least in the US, you'll need to get your social security card and a state ID, and most likely your birth certificate with multiple proofs of residency to get your ID. YMMV. So long as your criminal record isn't fucked, getting an apartment requires about 3 months rent up front besides needing a security deposit for incidentals or pets. Check out >>>387 for advice on doing that part and DO NOT SKIP ANY STEPS. If you can rent a room or get into a shelter, if you gotta get sober, if you need a phone, if you need a car, it's ALWAYS best to do as many of those things up front instead of raw-dogging homelessness. You might end up having to live in with the worst roommate ever or in a motel, at least you can hopefully change your situation to find a better roomie, a cheaper spot, something, as long as you can minimize your exposure, because exposure can and will wreck you quicker than anything else you can prepare for. Don't do stupid shit that can put your ass in jail while you're on the street because it means you will be starting out from scratch. I've heard that as long as you have an ID you can get into a halfway house, and it doesn't even have to be legit, that it can literally say you're Elmo, taped together, or whatever, though I don't know anything about how well that works. There is likely a waiting list depending on your area additionally.
Spend as much of your time while homeless looking for a way out, because it definitely is a choice (and not a good one) to stay out on the street, and it's only getting harder by the year.




Modern Mom 25/04/21(Mon)03:10 No. 4328 [Reply]
4328

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People forget man, buying physical silver is a hedge against hyper inflation.


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Modern Mom 25/10/21(Tue)12:31 No. 4528

Buying physical metals is for retards. The mints don't sell it to you at spot price - you have to pay a markup.

Only countries buying literal ship loads of precious metals get it close to spot price.


While the metals may hold their value well compared to fiat currency, it could be years before your investment claws back the markup you paid.

Much better to financially expose yourself to precious metals by buying an ETF, or shares of mining companies.


>>
lil+Biggie 25/10/21(Tue)13:20 No. 4530

>>4528
Etfs no, mining shares yes


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Modern Mom 26/02/22(Sun)23:20 No. 4624
4624

File 177179882520.png - (224.45KB , 1130x634 , gld.png )

>>4528
I'm not one of those kind of retards who shills gold only as the only real asset etc. but yeah you pay a premium and no it isn't always bad. Sometimes the premium is worth it. I had a couple of little bars (mostly for the cool factor of having shiny gold 1 oz bars) but it was like a 2% premium for a total of ~$2,200 each...




The Gold Ceiling Modern Mom 25/08/20(Wed)07:12 No. 4460 [Reply]
4460

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The make-believer phonies broke through the glass ceiling so many times they've finally reached the gold ceiling.

But prices being so inflated means there is so much more control.

It's reasonable to presume some of the weakest currencies (notably, around the Egypt region on multiple continents) are going to begin failing.

I'm just trying to help. But duplicate paper copies... Silly way to rule the world.

Also, I think the silver couplings busted last week. Mischievous ghosts. Bye bye Long John Silver.


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Modern Mom 25/11/10(Mon)02:00 No. 4539

I haven't been here in a while, has this board just become you talking to yourself?


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Modern Mom 26/02/11(Wed)06:53 No. 4620

>>4539
Yeah I'm pretty sure he's a schizo




When does total economic collapse happen? Concerned Citizen 25/04/23(Wed)20:17 No. 4335 [Reply]
4335

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That's a lotta dollars in a very short time.
Surely this means economic reset/Greater Depression/Stonk collapse/Civil War soon?
Why do we even have a non-government Federal Reserve Bank that creates dollars out of nowhere and then lends them to the US Government at interest instead of the Treasury just printing money on their own for free?
Total Boomer 401k collapse too?
What should I be doing to survive from now until 2050?


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Modern Mom 25/12/31(Wed)02:37 No. 4574

>>4340
It was widely discussed. People were very adamant about how inflation was due to market conditions and not the fact that the currency supply exploded overnight.


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Modern Mom 26/01/23(Fri)19:52 No. 4604

>>4574

Yeah, what you said made sense in 1812, things have m ed on in the last two hundred years
$3967.40 Gold
$101.27 Silver

>>4538

Yeah I'm about 6-7 🚬🚬🚬🚬🚬🚬


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Modern Mom 26/01/26(Mon)13:18 No. 4607

Oh, golly gee, golly gosh,
Gold Broke $5,097
I was wondering when of the interlectual giants was going pull me up for my last post where I left a little bit of bait. Guess no one's got the time.

πŸ‘ΉπŸ‘ΊπŸ€‘πŸ‘½πŸ‘½πŸ‘½πŸ‘»πŸ‘ΎπŸ‘Ίβ˜ οΈπŸ‘Ήβ›„βš‘βš‘πŸ•³οΈπŸŒšπŸ€ΊπŸ„πŸŒ‘πŸš€πŸ›ΈπŸ—Ώ

Hope you enjoy the emojis, there free.....




Why are boomers so god damn stupid? Modern Mom 25/04/24(Thu)23:41 No. 4338 [Reply]
4338

File 174553086074.png - (461.63KB , 626x920 , idiot.png )

Like what actually causes this abysmal level of retardness? The fuck even is this shit? Is it the lead in the water or all the acid they took in the 70s? Fucking christ man


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Modern Mom 25/04/25(Fri)22:40 No. 4346

>>4343
Day of the pillow soon.


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Modern Mom 25/12/05(Fri)10:08 No. 4550
4550

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Cos they eat too much.


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Modern Mom 26/01/02(Fri)19:39 No. 4575

I work with one that flaunts the jet skis and dune buggies, drives the $80,000 trucks, and can't read the room. Big things are happening with that guy, at least that's what he tells us. He started wearing suits to the office trying to have it catch on (button up / no t-shirts is the standard at the moment)... What a boob punch.





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