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/jew/ - Thrifty Living

If you have any better ideas for the default name and/or board name (/jew/ - Board Name Goes Here) please respond to this thread or email me.


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Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 [Reply] [First 100 posts] [Last 50 posts] Stickied
387

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

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Modern Mom 25/10/21(Tue)12:33 No. 4529

>>4416
Stock picking is for retards who think they understand the market.

Just buy an ETF. You literally have to spend hours a day valuing companies to know whether they are a good buy or not.




Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 [Reply] Stickied
1

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.


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Modern Mom 24/07/15(Mon)13:52 No. 4046

>>3957
Found the Chinese random phrase spambot.




Post-grad existential crisis workshop Modern Mom 21/08/09(Mon)15:13 No. 3537 [Reply]
3537

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I'm a musician going into my last year of grad school. Long story short, my parents have paid for everything up until this point and aggressively kept me from making my own money. Now they've let me know that they can't support me once I've graduated, and that my options are to either come home and work from there or come up with something on my own.

I'd actually kill myself if I was stuck at home, not to mention that home is hours away from any major city and any serious players that I'd want to work with. The last time we spoke, I told my parents that I plan to move to Philadelphia instead of coming home. It took a lot of butting heads, and they were pretty disparaging of the idea, but they finally accepted it and told me to come up with a plan of action.

I've been seriously stressing for the past few days, but then I remembered those crafty /jew/s whose posts I read when I was younger. If any of you veterans are still around, I'd love some help in workshopping a strategy. Basically, the objective is moving into Philly affordably and keeping myself afloat long enough to start putting together income in my actual line of work. Below are a few extremely general points, if you guys have some more specific ideas of options for each of these I'd be very appreciative.


THE PLAN:
>Move to Philadelphia
I've only started looking into available apartments/townhouses/houses in the area, but I know I'll need something that's under 1000 per month. If I can find something in the 700-900 range, I doubt that even a poor shmuck like me can fuck it up. Preference will be taken toward townhouses or houses, I don't think an apartment in that price range will have enough space for my instrument and the rest of my life.

>Get a job
This is where I could use a lot of advice. What kinds of "real" jobs could keep someone alive in that range of rent? I'm sure whatever I'm renting will be more expensive than that base number too, once utilities come into play. Ideally this would be some kind of day-oriented job with relatively flexible hours, so that I could still be free for evening/night rehearsals, jams, gigs etc. I'm very interested in bike delivery, although I know it'd be miserable with Philly's shitty roads. Manual labor also seems interesting, but I don't know what the pay's like.

>Hustle
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Modern Mom 23/02/25(Sat)10:45 No. 3794
3794

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Good luck, dude.


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Modern Mom 23/02/26(Sun)13:23 No. 3796

>>3794
It's pretty depressing that in like two years this is the only non-bot reply OP received.


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Modern Mom 25/11/20(Thu)15:34 No. 4543
4543

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Musician OP here like 4 years later. Poking around the site on a whim I remembered that I had made this post.

NONE of this played out like my retarded ass thought. I went to a completely different city, paid 1.5X as much for rent. On the upside my music career has been exponentially more successful than it ever would have been in Philly. Still broke as shit but I've gotten worlds more experience in being a /jew/, actually getting paid real amounts of money for my art and holding down several side hustles. Figured I'd drop off this happy ending to this thread since the board's dead as fuck anyway.

I'd like to thank all three spam bots for their relevant and extremely useful input, and the guy who posted that delicious looking skillet.

While I'm at it, maybe we should repurpose this thread as a dumb starving artist general. If you happen across this sometime in the next 5 years and you're some retarded youth trying to make money in the arts, post about it.




BEAN 22/01/28(Fri)06:42 No. 3621 [Reply]
3621

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I am a traveling anon, and wish to offer /jew/ knowledge about BEANS.
What follows is an "iron diet" specifically for people who live in western countries, and face poverty due to cost rather than lack of income.


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Modern Mom 25/02/20(Thu)10:02 No. 4259

>>4212
Well BEANed


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Modern Mom 25/04/22(Tue)17:46 No. 4334

>>3621
Beans are very high in oxalate and will absolutely fuck your kidney up if you overeat them for a long time.


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Modern Mom 25/11/20(Thu)13:52 No. 4542

>>4334
just soak them before hand brother. if youre concerned about anti nutrients alot of them can be voided with peppers/tomato/lime. I love a good pot pre soaked then boiled a couple hours with garlic/onion/jallepeno and maybe some ham.




Another thread. Modern Mom 25/11/19(Wed)16:31 No. 4541 [Reply]
4541

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Modern Mom 25/04/21(Mon)03:10 No. 4328 [Reply]
4328

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People forget man, buying physical silver is a hedge against hyper inflation.


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Modern Mom 25/10/16(Thu)14:24 No. 4523

>>4434

Do you own a gun?
Do practice with it?
Do you reuse the casings?
What metal do you make new head out of?

Gold, silver, copper has gone up 3-4 times price
While gold silver just over double
Start collecting scrap, work with others if possible and store said metals, lead, tin etc..

Europe fags aluminium will be very big
Research and I won't take you long to realise why

Best to all
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Modern Mom 25/10/21(Tue)12:31 No. 4528

Buying physical metals is for retards. The mints don't sell it to you at spot price - you have to pay a markup.

Only countries buying literal ship loads of precious metals get it close to spot price.


While the metals may hold their value well compared to fiat currency, it could be years before your investment claws back the markup you paid.

Much better to financially expose yourself to precious metals by buying an ETF, or shares of mining companies.


>>
lil+Biggie 25/10/21(Tue)13:20 No. 4530

>>4528
Etfs no, mining shares yes




When does total economic collapse happen? Concerned Citizen 25/04/23(Wed)20:17 No. 4335 [Reply]
4335

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That's a lotta dollars in a very short time.
Surely this means economic reset/Greater Depression/Stonk collapse/Civil War soon?
Why do we even have a non-government Federal Reserve Bank that creates dollars out of nowhere and then lends them to the US Government at interest instead of the Treasury just printing money on their own for free?
Total Boomer 401k collapse too?
What should I be doing to survive from now until 2050?


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Ray-Moon-Doo 25/08/01(Fri)16:21 No. 4433

>>4337
Looks like morons will trick poor foreigners into holding more $ US$

For like 20 years.

So much of the new money is going to be re-read all it takes is a Hundred bank shuffle.


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Modern Mom 25/10/16(Thu)14:16 No. 4522
4522

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>>4335
Lol, 🤣 you posted this on Hitler's birthday
Didn't get the joke at first glance 😜

Anyway
$4233 Gold
$53.30 Silver
They trying to surpress silver
Teapots lid has broken in Gold

Hold on tight and probably don't say anything to anyone as everyone else is being kept too busy by being underpaided
To have a handle on this
Last I checked they were failing to keep the Japanese bond market down

Hope this /halp s
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Modern Mom 25/11/10(Mon)01:58 No. 4538

>>4522
The more emojis you use the more obviously a newfag you are. I'm surprised the site even allows people to use them. It makes you sound like you're either fifteen or fifty.




Modern Mom 25/08/20(Wed)08:31 No. 4461 [Reply]
4461

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So due to getting a licence in my state needs a fucking thousand proofs of residency(seriously fucking 3 paper and a pdf emailed to them wasnt enough) i cannot really get a non at home job right now, where the hell do i find degree free at home jobs? i look all over but non to apply to.




The Gold Ceiling Modern Mom 25/08/20(Wed)07:12 No. 4460 [Reply]
4460

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The make-believer phonies broke through the glass ceiling so many times they've finally reached the gold ceiling.

But prices being so inflated means there is so much more control.

It's reasonable to presume some of the weakest currencies (notably, around the Egypt region on multiple continents) are going to begin failing.

I'm just trying to help. But duplicate paper copies... Silly way to rule the world.

Also, I think the silver couplings busted last week. Mischievous ghosts. Bye bye Long John Silver.


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Modern Mom 25/11/10(Mon)02:00 No. 4539

I haven't been here in a while, has this board just become you talking to yourself?




Modern Mom 25/08/18(Mon)18:51 No. 4459 [Reply]
4459

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I'm finally getting off my lazy ass and getting a credit card, after building some credit by paying off my new car.
What's the best way to save and spend with this in mind? I heard either getting gas or a few groceries with your credit card will boost your credit score immensely. If i'm to exist in America without asking for help from family I need to have some form of credit and reliable debt.

>inb4 "but debt will chain you n-never go into debt"
Not if I'm smart about it, plus you kind of have to live with some form of debt to survive unless you're a well-off upper class citizen. I've tried living on my own without any credit score or credit card, it's hard as fuck.





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