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/jew/ - Thrifty Living

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Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 [Reply] [First 100 posts] [Last 50 posts] Stickied
387

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

Message too long. Click here to view the full text.


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Modern Mom 25/08/16(Sat)13:58 No. 4453
4453

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>>387
>http://www.khanacademy.org/
>mfw
I think I'm too blackpilled for this world.




Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 [Reply] Stickied
1

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.


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Modern Mom 24/07/15(Mon)13:52 No. 4046

>>3957
Found the Chinese random phrase spambot.




Modern Mom 25/08/20(Wed)08:31 No. 4461 [Reply]
4461

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So due to getting a licence in my state needs a fucking thousand proofs of residency(seriously fucking 3 paper and a pdf emailed to them wasnt enough) i cannot really get a non at home job right now, where the hell do i find degree free at home jobs? i look all over but non to apply to.




The Gold Ceiling Modern Mom 25/08/20(Wed)07:12 No. 4460 [Reply]
4460

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The make-believer phonies broke through the glass ceiling so many times they've finally reached the gold ceiling.

But prices being so inflated means there is so much more control.

It's reasonable to presume some of the weakest currencies (notably, around the Egypt region on multiple continents) are going to begin failing.

I'm just trying to help. But duplicate paper copies... Silly way to rule the world.

Also, I think the silver couplings busted last week. Mischievous ghosts. Bye bye Long John Silver.




Modern Mom 25/08/18(Mon)18:51 No. 4459 [Reply]
4459

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I'm finally getting off my lazy ass and getting a credit card, after building some credit by paying off my new car.
What's the best way to save and spend with this in mind? I heard either getting gas or a few groceries with your credit card will boost your credit score immensely. If i'm to exist in America without asking for help from family I need to have some form of credit and reliable debt.

>inb4 "but debt will chain you n-never go into debt"
Not if I'm smart about it, plus you kind of have to live with some form of debt to survive unless you're a well-off upper class citizen. I've tried living on my own without any credit score or credit card, it's hard as fuck.




Black Market Community 3 25/02/26(Wed)21:28 No. 4263 [Reply]
4263

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Realize; firms that freeze crypto accounts will be blacklisted for violating the trust of clients. Bitcoin is not part of the governments intellectual property.

The whole point of bitcoin was to ensure financial privacy. If people don't agree with the underlying principles of this nothing asset (like digital collectible coins made out of potential electricity) then they shouldn't have invested in it in the first place.

Bitcoin is fair game, stealing nothing isn't really theft. If a company can't keep its' databases secure then they shouldn't be in the business of securing accounts.

You people should try to be more consistent in your legal practices.

Bitcoin is how people can avoid corrupt government hacks from stealing (freezing\confiscating) their assets. Any firms complying with investigations are not protecting their clients privacy.

The world needs tax havens for maritime shipping to function. The government can't completely control the economy.

Please, illustrate practical integrity before you get caught by more practical forces. Make believing in the law doesn't save worlds.


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Modern Mom 25/08/01(Fri)23:09 No. 4435

>bitcoin
>privacy
You meant to type Monero right?




Modern Mom 25/04/21(Mon)03:10 No. 4328 [Reply]
4328

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People forget man, buying physical silver is a hedge against hyper inflation.


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Modern Mom 25/04/21(Mon)15:36 No. 4330

>>4328
This but unironically

Also gold is a slightly better hedge, silver is slightly more speculative and volatile, but both are good.


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Modern Mom 25/04/22(Tue)17:10 No. 4332

>>4328
silver is better for transactional value. ie take some silver coins and buy some bread.
>>4330
gold is a better store of wealth. you probably wont be buying groceries with a gold coins/bullion


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Modern Mom 25/08/01(Fri)23:08 No. 4434

I'm all for metals, which have proven to be the only real currency all throughout human history, but what are you gonna do when they go full Roosevelt for your silver/gold?




When does total economic collapse happen? Concerned Citizen 25/04/23(Wed)20:17 No. 4335 [Reply]
4335

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That's a lotta dollars in a very short time.
Surely this means economic reset/Greater Depression/Stonk collapse/Civil War soon?
Why do we even have a non-government Federal Reserve Bank that creates dollars out of nowhere and then lends them to the US Government at interest instead of the Treasury just printing money on their own for free?
Total Boomer 401k collapse too?
What should I be doing to survive from now until 2050?


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Modern Mom 25/06/30(Mon)01:00 No. 4400

>>4336
>immune from political influence
People need to stop seeing politics as a game of parties, but instead a game of interest groups competing for control. This is tribal warfare of hundreds, if not thousands of different tribes (some with more or less power than others, sometimes a lot more, sometimes a lot less), however they all play the game the same way.

If someone from their own tribe gets into the federal reserve, they are going to make decisions that work best for themselves, and the things that they identify as being 'of themselves'. It would be very unlikely for someone to just act against their own interests like this in such a KEY position of authority...

So, anyone or any group with such a massive amount of control and power that says they are a-political, is lying to you, to your face. It might not be overt, but they will absolutely make decisions, and they are very likely to not be rooted in principal.


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Ray-Moon-Doo 25/08/01(Fri)16:17 No. 4432

It costs 10 million shit turned white niggers to Dragonball.


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Ray-Moon-Doo 25/08/01(Fri)16:21 No. 4433

>>4337
Looks like morons will trick poor foreigners into holding more $ US$

For like 20 years.

So much of the new money is going to be re-read all it takes is a Hundred bank shuffle.




Modern Mom 25/02/11(Tue)15:13 No. 4245 [Reply]
4245

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what would YOU do if you ingerited 300k USD and had no debt? enough passive income to retire would be great. maybe get a plumber and a truck to work for me or smth
pic unrelated i was mad about crackers


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Modern Mom 25/04/22(Tue)17:11 No. 4333

>>4245
invest 10% of it in bonds and the rest in voo. lowest mgmt fees of all the s&p500 tickers.


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Modern Mom 25/06/30(Mon)01:03 No. 4401

>>4245
Any time you get any large sum of money, you need to invest in something that is stable. So long as it is stable and pays out faster/higher than the amount you'd lose from inflation. That money is leverage, and that leverage is what you can use to either make your life better (invest it in tools that make earning money easier), or worse (waste it on dogshit like a home gym, sports cars or drugs)


>>
Modern Mom 25/06/30(Mon)01:07 No. 4402

>>4333
>invest in bonds
bonds earn and pay out less than the amount shown via the Real Inflation Rate of ~4.5% (calculated by comparing prices from gas, products made directly from raw resources (furniture), basic food dishes with low overhead (fast food, etc), etc)




Modern Mom 25/05/01(Thu)18:46 No. 4347 [Reply]
4347

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Genrally speaking, where can I reliably find low-paying, cash-in-hand work? I know in California you often see Mexicans hanging out around Home Depots and certain gas stations waiting for work in fields and other places, but knowing more sources would be helpful if I'm not along the coast or if I'm somewhere more Eastern. What tools should I bring along to get myself the most work? I don't have have a smartphone or Internet most of the time.
inb4 "get a smartphone": No.


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Modern Mom 25/05/11(Sun)02:06 No. 4352

>>4347
>I know in California you often see Mexicans hanging out around Home Depots and certain gas stations waiting for work in fields and other places
Is it really like that? I assumed it to be an urban myth.


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Modern Mom 25/05/11(Sun)03:49 No. 4353

>>4347
Your better off enlisting in the military in a field that you can work overseas, then leaving the USA.

Housing prices are never going down, it's over.


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Modern Mom 25/06/30(Mon)00:50 No. 4399

>>4352
in some regards, it really is like that. They're cheap, but despite the meme, they're terrible workers. They will fuck your shit up, sometimes steal crap, etc. The entire industry has adapted to using these people for labor because they're cheap, but this only just means that there are no entry positions for anyone who isn't illegal, and it has done a lot to ensure the enshittification of a lot of different sectors of several industries.

It's the same way with H1B's as well, for similar reasons





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